Coos Bay Office: 165 S 5th St, Coos Bay, OR 97420
Call Us: 541.294.8439
Step Four:
Know What to Expect at Closing
Closing costs cover the services and fees that finalize your home purchase. Understanding them upfront helps you plan and budget with confidence.
Appraisal fee
Home inspection (paid upfront)
Processing, underwriting, and lender fees
Loan discount points (if applicable)
Recording, settlement, title insurance, and document prep
Escrowed taxes and insurance
Prepaid interest and credit report fees
Transfer taxes and notary fees
Navigate Your Home-Buying Journey With Confidence
Our trusted agents are here to guide you from browsing listings to closing on your dream home.
Confidence Starts With Partnership.
Buying a home is one of life’s biggest milestones — and you don’t have to do it alone. Whether you’re a first-time buyer or searching for your forever home, our agents will help you find the right property, negotiate the best deal, and close with peace of mind.
Step Two:
Know Your Budget and Get Pre-Approved
Meet with a lender (or let us connect you with one) to review your finances and budget. With just a few documents, your lender can issue a pre-approval letter so you know your exact price range when you start shopping for homes.
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Review your credit and finances
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Choose a trusted lender
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Receive a pre-approval letter.
Step Three:
Define Your Home Search
Share your home preferences — like size, location, and must-haves — with your agent. We’ll use MLS searches and trusted local resources to show you every home that fits your needs and budget.
Once you find the right one, we’ll help you make a strong offer and guide you through negotiations with confidence.
Step Four:
From Offer to Closing:
What Happens Next
Once your offer is accepted, our team will walk you through the transaction timeline step by step so you know exactly what to expect:
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Earnest money due within 3 days
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Inspection within 10 business days
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Appraisal ordered by lender
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Finalize mortgage documents
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Secure homeowners insurance
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Review title documents and schedule signing
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Close on your new home!
We’ll keep you informed and supported through every milestone until closing day.
Step Five:
Congratulations — It’s Closing Day!
You made it — you’re officially at the finish line! On closing day, you’ll sign your documents, transfer funds, and receive the keys to your new home.
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Bring a valid ID
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Make sure all buyers are present (or let your agent know if not possible)
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Bring a certified check or wire your down payment and closing costs in advance (your title company will guide you through this)
Welcome home — your new chapter starts today.
Visit Us in Coos Bay
Stop by our office or reach out to schedule a visit — we’re always happy to help you find your Pacific Haven.
